LIFE SETTLEMENT


Background:

A lifesettlement is the transfer of ownership and beneficiary rights of an unwanted or unneeded life insurance policy on an insured senior in exchange for a cash settlement. The seller no longer has the responsibility of paying future premiums .In exchange, investors profit based on the difference of the face value of the policy and acquisition and maintenance costs.

Market Catalyst:

 Prior to lifesettlements ,seniors who owned U.S. life insurance policies they no longer wanted, needed ,or could afford were faced with either letting the policy lapse or surrendering the policy back to the insurance carrier for only a small cash value. The life settlement marketplace has provided consumers with a much needed option where they can receive substantially more than the cash surrender value


Why Life Settlements?

The life settlement industry is one of the fastest growing sectors in financial markets today with 15 + consecutive years of positive growth

Life settlements have numerous advantages unique to the asset class including easy market entry, uncorrelated investment returns and low volatility


Our expertise and unique knowledge within the U.S. secondary life insurance market provides investors with a competitive advantage for three reasons:

1. We have a unique approach to how life settlement funds are managed. This is why we developed our funds from the ground up with best practices in mind.

  • Mark to market valuations
  • Independent accounting valuation and reporting
  • Tax transparent and regulated investment structure

2. Our team has direct  experience in every phase of the life settlement process allowing us to employ unparalleled risk and yield assessment.

  • Experience: Our team has worked in every aspect of the secondary market including life settlement brokers, life settlement providers, and numerous life settlement funds.
  • Efficient: Our intimate knowledge of life settlement sources  allows us to acquire policies that meet and exceed quality standards at a fraction of our competitors’ costs.

3. Attractive risk adjusted yields derived from executing strong fundamental competency while mitigating risks during policy selection